Settlement Routes
— Active
Encryption
AES-256-GCM
Auth
RSA-SHA256
UTC Time
Standard
ISO 20022
Network
OPERATIONAL ●
ISO 20022
SWIFT GPI
SEPA SCT
TLS 1.3
RTGS
PCI DSS L1
The Global Standard for Institutional Payments

Move Money
across the world
Instantly.

The Global Standard for Institutional Payments

Volpay lets you accept and send payments worldwide — with real-time settlement, multi-currency support, and strong security, all through a single clean API.

PCI DSS Level 1
SOC 2 Type II
99.997% Uptime
FCA Regulated
9ms Avg Latency
SWIFT GPI · ACTIVE SEPA SCT · CLEARING ISO 20022 · PACS.008 TLS 1.3 · SECURED AES-256-GCM · LIVE RSA-SHA256 · VERIFIED FRANKFURT · HUB ONLINE LONDON · CLEARED NEW YORK · OPERATIONAL NOSTRO · RECONCILED VOSTRO · BALANCED RTGS · ONLINE TARGET2 · CONNECTED CHIPS · LIVE THROUGHPUT · 1.2K TPS INTEGRITY · VERIFIED UPTIME · 99.997% LATENCY · 9ms SWIFT GPI · ACTIVE SEPA SCT · CLEARING ISO 20022 · PACS.008 TLS 1.3 · SECURED AES-256-GCM · LIVE RSA-SHA256 · VERIFIED FRANKFURT · HUB ONLINE LONDON · CLEARED NEW YORK · OPERATIONAL NOSTRO · RECONCILED VOSTRO · BALANCED RTGS · ONLINE TARGET2 · CONNECTED CHIPS · LIVE THROUGHPUT · 1.2K TPS INTEGRITY · VERIFIED UPTIME · 99.997% LATENCY · 9ms
LIVE FX
EUR/USD1.1500 EUR/GBP0.8639 EUR/CHF0.9073 EUR/HKD9.0135 EUR/CNY7.9214 EUR/SGD1.4734 EUR/CAD1.5620 EUR/JPY162.50 USD/CHF0.7889 USD/HKD7.8375 GBP/USD1.3310 CHF/HKD9.9350 HKD/CNY0.8790 ECB · UPDATED DAILY
0
Countries Covered
Global network reach
9ms
Average Latency
Real-time settlement
$0B+
Daily Volume
Settled every 24h
0.997%
Uptime SLA
Guaranteed availability
Core Infrastructure

Built for the speed
of modern finance

01

Real-Time Settlement

Volpay routes transactions across SWIFT GPI, SEPA SCT, RTGS, and CHIPS networks. Funds typically clear in under 9ms. ISO 20022 compliant. No batching required.

02

Multi-Currency Routing

Intelligent FX routing across 140+ currencies with live interbank rates and auto-hedging.

03

Built-in Security

AES-256-GCM, RSA-SHA256, TLS 1.3. PCI DSS Level 1 and SOC 2 Type II certified.

04

ISO 20022 Native

Full PACS.008, PACS.009, CAMT.054 support. Natively compliant — no middleware.

05

Developer API

RESTful API, SDK for Node/Python/Go/Java/PHP, webhooks, sandbox, and full OpenAPI 3.0 spec.

Pricing

Transparent pricing
at every scale

No hidden fees, no lock-in. All plans include full API access and 24/7 infrastructure monitoring.

Starter
Growth
0.6%
per successful transaction
  • Up to $250K monthly volume
  • SEPA & SWIFT support
  • 20 currencies
  • Standard webhooks
  • Email support
  • Sandbox environment
Get Started Free
Custom
Business+
Custom
volume-based pricing
  • Unlimited volume
  • All networks incl. RTGS/CHIPS
  • ISO 20022 full suite
  • Private infrastructure option
  • SLA up to 99.997%
  • 24/7 dedicated support
  • On-site compliance review
Contact Sales
Protocol Status
  • TLS 1.3 · In TransitActive
  • AES-256-GCM · At RestActive
  • RSA-SHA256 · AuthVerified
  • HSM Key StorageOnline
  • SWIFT PKI · SignedVerified
  • ISO 20022 · PACS.008Compliant
Certifications
PCI DSS L1
SOC 2 II
ISO 27001
FCA
GDPR
MAS
NYDFS
Security

Security woven
into every layer

Transactions are encrypted in transit and at rest. We undergo regular third-party security audits and hold certifications across key markets.

Volpay runs on redundant infrastructure across multiple data centres in Frankfurt, London, New York, Singapore, Tokyo, and Dubai.

Download Security Brief
Integrations

Connects to your entire stack

SWIFT GPI
SEPA SCT
ISO 20022
CHIPS
FedWire
TARGET2
CHAPS
RTGS